Small Business Loans Powered by People

  • Borrow up to $1 Million
  • Rates from 8%
  • 1-5 Year Terms

Instant Pre-Approval

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Fund with the help of your network and ours

Able combines the best parts of Peer to Peer lending and traditional bank financing to create affordable small business loans.

100% Backers

Able Friends and Family

  • Rates starting at 2%
  • Borrow Any Amount
  • You choose the funding timeline

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Able + Backers

Able Growth loan with Backers

  • Rates starting at 8%
  • Loans up to $1MM
  • Funds within 30 days

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100% Able

Able Growth loan without Backers

  • Rates starting at 8%
  • Loans up to $1MM
  • Funds within 14 days

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How our model works

Not every loan we fund requires Backers. Having the option of funding with Backer support helps you access the amount of capital you need, at rates you can afford.

  • 20% Backer Funded
  • 80% Able Funded
Joe’s Coffee Roaster

Joe is funded by Able and his Backers

  • Great for larger loan amounts
  • Backers help unlock lower interest rates
  • Backers earn a return
  • Great for refinancing other debts
Gloria’s Boutique

Gloria is funded 100% by her Backers

  • Great for a startup
  • Formalized Friends and Family loan
  • Backers earn a return
  • Great alternative to traditional financing
Abe’s Chicken and Waffles

Abe is funded 100% by Able

  • Great for established businesses
  • Competitive interest rates
  • Funds within weeks, not months

Interest Rate


How Businesses Use Able

Backer Funded
Able Funded
Able + Backer Funded

Woom Bikes

90% Able
10% Backers

Inventory to meet an overwhelming demand.


90% Able
10% Backers

Expansion to a new city


70% Able
30% Backers

Fueling a 300% revenue growth

Sauceda Industries

100% Able

Refinancing a 67% Interest Rate.

Shed Barbershop and Supply

75% Able
25% Backers

A new location to meet a growing demand.

Vinyl Me, Please

75% Able
25% Backers

Capital to create new value for members.